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The Closing Process

Setting a closing date

You will learn the final date chosen for closing after the lender has approved your mortgage loan application. Prior to that, in the sales contract, there will be an estimated closing date.

The lender, closing agent, and REALTOR® will work together in setting the date.  Ask your REALTOR® for the location and time of the closing meeting, and what, if anything you'll need to bring.  If you have an interest rate lock-in, remember to be sure the closing takes place while it is still valid and before your mortgage commitment letter expires.

Ask your closing agent for a statement that lists the date, place, and time of the closing meeting and the items you will need to bring.